If you are considering buying a home, you may be overwhelmed with many things. Before you start thinking about neighborhoods or how much you want a walk in closet, make sure you don't ruin your chances of buying by doing any of these things.

Top 10 Things Not to Do When Buying A Home

  1. Don't change jobs before applying for a home loan.
  2. Don't change banks
  3. Don't buy a car or any other form of transportation that you have to finance.
  4. Don't buy furniture on credit before buying your house.
  5. Don't be late on your credit card payments or charge excessively.
  6. Don't make large or cash deposits into your bank accounts
  7. Don't lie on your loan application
  8. Don't co-sign a loan for anyone.
  9. Don't have inquiries made into your credit
  10. Don't spend your money saved for closing costs.

After you close, you are free to buy a new car or even change jobs, but doing any of these things prior to closing can prevent you from being able to get the home you want. Remember that the lender is required monitor these activities all the way up to closing, so when in doubt just wait.